A transaction can move incredibly fast once an offer is accepted, and being disorganized can delay the closing. Sellers should compile a “ready-to-go” binder long before listing. This includes:
- The original property deed and survey.
- An updated mortgage payoff statement.
- HOA bylaws, fees, and meeting minutes (if applicable).
- Receipts and warranties for major improvements (like a new roof or water heater).
- Mandatory seller disclosures detailing the known history of the home.
- Monthly Utility Costs